How Can a Public Adjuster Help Property Owners?

 

Public Adjusters are experts on property loss adjustment who are retained by policyholders to assist in preparing, filing and adjusting insurance claims. Employed exclusively by a policyholder who has sustained an insured loss, these professionals manage every detail of the claim, working closely with the insured to provide the most equitable and prompt settlement possible.

 

A Public Adjuster inspects the loss site immediately, analyzes the damages, assembles claim support data, reviews the insured's coverage, determines current replacement costs and exclusively serves the client, not the insurance company.

 

What Types of Claims Can a Public Adjuster Help With? A sampling of the types of residential or business losses a Public Adjuster can assist with include:

 

Flood

Collapse

Fire

Explosion

Hurricane and Wind/Hail Damage

Riot and Civil Commotion

Smoke Damage

Vandalism and Theft Often, physical damage loss can trigger additional losses for businesses.

 

Expediting Expense, Why Does a Property Owner Need a Public Adjuster?

 

A Public Adjuster works for the property owner, not the insurance company. The highly stressful period following a loss is a difficult time for individuals and businesses. A Public Adjuster can take those major headaches away and let you get back to your home or business. A typical fire or flood policy contains hundreds of provisions and stipulations, constantly changing forms and endorsements, and many complex details such as inventory appraisals and real estate evaluations that are required in case of a loss. Most policyholders do not know that the burden of proof is theirs. Public Adjusters know the insurance business and are familiar with all procedures so they can work quickly to expedite payments.